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The world of investing can be pretty confusing, and there are so many things that you can invest in that it is not any wonder people don’t know where to start. Today, I am going to discuss the two most common types of investments: stocks and bonds. Stocks When you buy a stock, you are

In last week’s blog, we discussed diversification using an investment example from the islands of Hawaii. This week, we are going to expand on the example to talk about allocation, reallocation, and rebalancing. In basic terms, asset allocation is the process of dividing your assets among different investments in order to balance the risk and

One of the most important foundations of investing is diversification. The term in itself is relatively simple to understand – holding a variety of investments within a portfolio – but more questions arise when it comes to the process of diversification. How many different investments are enough? 2? 200?? 2,000?!? Is it enough to just

Last week, we went over some of the acronyms that make up the alphabet soup of retirement planning. This week, we decided to cover some of the certifications that make up the alphabet soup of financial professionals. This is not a comprehensive list by any means, and you may find people with more than one

Personal finance is difficult enough as it is, but then throw in a bunch of acronyms, odd terms, and number-letter combinations and you have no idea what anyone is talking about when it comes to your investments, retirement, and future. We want to give you a list of a few acronyms and their meanings so

The average lifespan of today’s American citizen is a little under age 80. Gallup recently reported that the current average age at which American’s retire is 62, the highest age since Gallup started asking this question in 1991. If we assume that the majority of college educated young adults begin their careers right after graduation

Stress is one of the greatest influences in our lives. It can come from a myriad of places (school, work, home, friends, etc.) and has an impact on our daily lives and long-term health. Today, I want to discuss stress as it relates to finances. When it comes to finances and money, there are plenty

Who can forget the Ronco infomercials from our childhood? The ones where Ron Popeil would stick four chickens in a countertop rotisserie cooker and the audience would shout “SET IT AND FORGET IT!” with so much enthusiasm that you knew they must have been getting some kind of compensation other than a perfectly done chicken.

It’s that time of year again – time to file our income taxes. As a shout out to all of tax accountant friends and the hard work they do at this time of year, please watch the short video below: Wasn’t that fun? Do you now want to enlist yourself as a CPA combating your