Announcing the 2025 iOme Challenge Winner!
Congratulations to the winning team from Bentley University. Team members include Rohan Rao and Raine Spearman, and Professor Naveen Sunder, their faculty advisor.
Read the winning essay, Independent Commission on Retirement Security.



What is the iOme (I Owe Me) Challenge?


The iOme (I OWE ME) Challenge is a national student competition that encourages students to analyze the current state of retirement policy in the U.S. and propose viable policy solutions to meet the needs of their generation.
How does it do that?
Each year, student teams from across the U.S. respond to the annual iOme Challenge question in an essay with a public policy proposal. A panel of judges reads the submissions and selects the winning team. The winning team shares a cash prize of $5,000 and an invitation to Washington, DC to present their submission at a symposium and discuss it with public policymakers.
The iOme Challenge engages younger generations in the process of finding solutions to the financial and retirement challenges facing all generations. Each year, the project aims to involve more students in order to promote this important intergenerational dialogue.
Learn more about the past Winning Teams here.
The iOme Challenge was started in 2009. In 2016, the Women’s Institute for a Secure Retirement (WISER®) took on the management of the iOme Challenge, and continues to expand its reach and impact.